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Loan Eligibility Calculator

Estimate your loan eligibility and monthly payments

Loan Details

$500,000
$10K$5M
6.5%
1%20%
60 months (5.0 years)
1 year30 years

Financial Profile

$150,000
720
Poor (300)Excellent (850)

May Need Adjustment

Based on provided information

60%

Score

Credit Score
Good (720)
Debt-to-Income
116.3% - Exceeds limit
Employment History
5 years - Stable
Loan-to-Income
3.3x income - Moderate

Payment Summary

Monthly Payment

$9,783

Total Interest

$86,984

Total Payment$586,984
Debt-to-Income Ratio116.3%
Max Eligible Amount$31,943

AI Recommendation

Your debt-to-income ratio is high. Consider paying down existing debt or reducing the loan amount.